Is a 50-Year Mortgage a Smart Move in Today's Market?

Is a 50-Year Mortgage a Smart Move in Today's Market?

As housing affordability continues to challenge buyers across the country, an old idea is resurfacing: the 50-year mortgage. While it sounds extreme at first, this extended loan term is gaining tracti... ...more

mortgage

November 15, 20252 min read

4 Common Reasons Mortgages Get Denied in 2025—and How to Avoid Them

4 Common Reasons Mortgages Get Denied in 2025—and How to Avoid Them

Why Some Buyers Get Denied—Even After Pre-Approval In 2025’s competitive housing market, getting pre-approved is an exciting step—but it’s not a guarantee. As Jorge Martinez of championmortgagelendin... ...more

mortgage

November 12, 20252 min read

Renting vs. Buying in 2025: What’s Really More Affordable?

Renting vs. Buying in 2025: What’s Really More Affordable?

In 2025, many would-be homeowners are stuck on the same question: Should I keep renting, or is it finally time to buy? At face value, renting might seem like the cheaper choice. In several U.S. marke... ...more

mortgage

November 12, 20252 min read

How Much Home Can You Afford in Today’s Market?

How Much Home Can You Afford in Today’s Market?

With rates and prices shifting, home affordability has become one of the biggest concerns for buyers. Homes that once felt comfortably within reach may now stretch monthly budgets further than expecte... ...more

mortgage

October 06, 20251 min read

Is Now a Good Time to Buy or Refinance?

Is Now a Good Time to Buy or Refinance?

When mortgage rates move, one of the most common questions I hear is: “Should I buy or refinance now, or wait?” The truth is — it depends on your personal goals and timing. ...more

mortgage

October 06, 20251 min read

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Copyright 2025. All rights reserved. Jorge Martinez NMLS #333006 | Champion Mortgage Lending NMLS: 2706655 | Equal Housing Opportunity | Equal Housing Lender